Attitudes about money begin to develop at a very young age. Many of these attitudes are shaped by our environment and by the financial climate of our childhood homes. As we grow, these attitudes inevitably influence the state of our finances later in life. Fortunately, it’s never too late to take stock and fine tune our attitudes about money in order to achieve our financial goals.
Before we can make strides towards improving our financial well-being, it’s important that we come to terms with the current state of our finances. This will mean asking ourselves some tough questions designed to help illuminate the ways we think about, and interact with money. The following are a few such inquiries to help kick-start the process.
- Is money a frequent stressor in your life?
- Do you sometimes find yourself spending money as an exercise in stress relief?
- Do you ever catch yourself feeling resentful of friends and loved ones who have more disposable income than you?
- Is money the prime motivator that determines your career choices, or is there something else that motivates you to do what you do?
- Do you consciously seek out opportunities for investment?
- Do you feel comfortable in your ability to save for the future?
Take time to sit down with these questions and consider how their answers reflect upon your financial situation. Try to be mindful of your emotional response to each question as well. The goal here is to try to gain a level of comfort with your attitudes about money. It’s so easy to sweep negative thoughts about money under the rug, but this can leave us vulnerable to financial pitfalls in the future.
When we fail to acknowledge our own financial concerns and beliefs, we effectively rob ourselves of the opportunity to make the kinds of corrections that can promote increased financial stability. This process will take time and a great deal of introspection, but it’s well worth the work for the peace of mind you stand to gain.
Enjoy this? Use the form on the right side of the page to sign up for our newsletter and receive a FREE ebook containing ten quick and easy—and most importantly, healthy—recipes you’ll adore! Each month afterward, you’ll receive new recipes and information that will help you get your life started in a healthy direction (or keep you on track, if you’ve already gotten the ball rolling)!
Debra Mace is passionate about helping her community through volunteer activities. With these blog posts, she hopes to engage interested readers with ways to better their current financial situation. Debra works throughout the Shenandoah Valley providing sound financial solutions for individuals and families that struggle with getting their finances in order.